Insurance Companies Predicting Your Death

It is not a simple question to ask customers when they think they will die. Life insurance companies must take it upon themselves to determine when a potential customer will perish before they will invest. Companies compile large amounts of data in order to separate the healthy from the risky. This includes things like driving records, ... More

Insurance Basics for First-Time Homeowners

Becoming a first-time homeowner is an incredibly exciting experience, but many new homeowners find all the details a bit overwhelming. Take homeowner’s insurance, for example. If you’re new to this type of insurance policy, you may find your coverage options confusing. When in doubt, start with the basics. Below are four things you need ... More

Auto Insurance Secrets You Should Know

We’re all looking for the best deal on car insurance, but dealing with providers can be a bit of a tricky business. Check out the below secrets from the car insurance industry to get up to speed before you sign for your next car insurance policy. #1: Better Credit Scores Equal Lower Insurance Costs Many people don’t realize that ... More

Figuring Out What Term Life Insurance Is

When you're deciding on life insurance coverage, you'll be choosing between term or permanent life insurance. Term life insurance will be for a set period of time, meaning that if you die in that time, then the money will go to your beneficiary. Once your term expires then you'll need to find a replacement. Image via Hernando Today. More

Household Debt Continues Increase

According to a survey done by the Federal Reserve Bank of New York, American household debt has increased for the third straight quarter. The report on household debt and credit revealed that mortgages have dropped to the lowest level since last year. Continue to original source More

Want to Pay Less for Health Insurance? Here’s How

Health insurance policies ease the financial burdens associated with healthcare, especially in cases of unexpected illness or injury. As with most types of insurance, they play the role of alleviating stress for policyholders, too. Still, some people choose to forego having a health insurance policy simply due to costs. If you’d like to ... More

Your Guide for Switching Car Insurance

There are a multitude of competing car insurance companies these days, and each tries to win customers with special deals and opportunities. For this reason, it’s often worth your while to switch companies to cash in on extra savings. However, you want to make sure you switch in the proper way. Here are the tips you need to switch car ... More

Is Life Insurance Right for You?

Life insurance is coverage for the dependents of a policyholder to ensure that those dependents are covered financially after the policyholder dies. It's especially helpful if the policyholder passes away unexpectedly. Image via III. More

Is Pet Insurance Worthwhile?

More and more people are buying pet insurance for their furry family members. According to The New York Times, the North American Pet Health Insurance Association said that 2 million pets were insured in the U.S. and Canada, up 17 percent from the prior year. However, experts say that pet owners need to understand the fine print of their ... More

Nearly One-Third of Car Loans Come From Credit Unions

Data from the Consumer Lending Report shows that the most credit card and car loans come from credit unions. This is the nation’s record amount of shares. According to the Credit Union Times, the report “showed credit unions held 5.8% of the nation’s credit card debt in June, their highest share since the Fed began tracking the ... More