Life Insurance


Want to Save on Life Insurance? Here’s How

When it comes to investing in your family’s financial future, life insurance is a smart move. This is especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to ... More

Term Life Insurance Basics

Having a life insurance policy in place is an important measure for protecting your family, and term life insurance offers a cost-effective way to put this safeguard in place. A term policy will be in place for a length of time you choose – usually up to thirty years – and it will pay out an amount determined by you. Learn more through ... More

Life Insurance is Critical – Even if You’re Young and Healthy

If you’re young and healthy, you may not think life insurance is for you. You may think it’s best for older people, or those with health conditions. While it’s true that these segments of the population may benefit most from having life insurance, it acts as an important financial safeguard for everyone, especially because it allows you ... More

Three Ways to Get a Cheaper Life Insurance Policy

When it comes to investing in your family’s financial future, life insurance is a smart move. This is especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to ... More

Universal vs. Term Life Insurance: Which is Better for You?

Buying life insurance presents a very specific question: are you better off with a universal policy or a term policy? Since your situation is unique, it’s crucial to understand the pros and cons of both types of life insurance so that you can make the decision that suits your family and your financial needs. Read on to learn more. Image ... More

Are You Getting the Best Life Insurance Rates?

If you have debts greater than your cash savings, it’s smart to get life insurance. This protects your family in the event you die before, say, paying off your student loans or credit card debt. With so many life insurance options on the market, it’s easy to find one that suits your needs and your budget, too. However, getting the best ... More

Protect Your Income With Life Insurance and Disability Insurance

When it comes to protecting your income, both life insurance and disability insurance are helpful. However, to get the highest level of protection, you should have both types of policies – or a combination policy that provides both. The difference, of course, is that life insurance provides income protection after you’ve passed on, while ... More

Getting Your Best Rate on Life Insurance: Three Tips

Life insurance is a smart investment for your future, especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to find one that suits your needs and your budget, ... More

Insurance Companies Predicting Your Death

It is not a simple question to ask customers when they think they will die. Life insurance companies must take it upon themselves to determine when a potential customer will perish before they will invest. Companies compile large amounts of data in order to separate the healthy from the risky. This includes things like driving records, ... More

Figuring Out What Term Life Insurance Is

When you're deciding on life insurance coverage, you'll be choosing between term or permanent life insurance. Term life insurance will be for a set period of time, meaning that if you die in that time, then the money will go to your beneficiary. Once your term expires then you'll need to find a replacement. Image via Hernando Today. More