Life Insurance


Insurance Companies Predicting Your Death

It is not a simple question to ask customers when they think they will die. Life insurance companies must take it upon themselves to determine when a potential customer will perish before they will invest. Companies compile large amounts of data in order to separate the healthy from the risky. This includes things like driving records, ... More

Figuring Out What Term Life Insurance Is

When you're deciding on life insurance coverage, you'll be choosing between term or permanent life insurance. Term life insurance will be for a set period of time, meaning that if you die in that time, then the money will go to your beneficiary. Once your term expires then you'll need to find a replacement. Image via Hernando Today. More

Is Life Insurance Right for You?

Life insurance is coverage for the dependents of a policyholder to ensure that those dependents are covered financially after the policyholder dies. It's especially helpful if the policyholder passes away unexpectedly. Image via III. More

Why Life Insurance is Important – Even if You’re Young and Healthy

When you hear the term “life insurance,” do you think of older people, or those with health conditions? While it’s true that these segments of the population may benefit most from having life insurance, it acts as an important financial safeguard for everyone, especially because it allows you to protect your family. Industry data shows ... More

Three Tips for Getting the Best Rates on Life Insurance

If you have debts greater than your cash savings, it’s smart to get life insurance. This protects your family in the event you die before, say, paying off your student loans or credit card debt. With so many life insurance options on the market, it’s easy to find one that suits your needs and your budget, too. However, getting the best ... More

Is Life Insurance Important for Young People?

If you’re under forty and in good health, you may be wondering whether you need a life insurance policy. In truth, life insurance acts as an important financial safeguard for everyone – not just as a tool meant for older people. Industry data shows that Millennials, in particular, simply aren’t taking out life insurance policies, even ... More

What to do Before Applying for Life Insurance

The best thing to do before applying to a life insurance policy is to go see your doctor. If you do not have a primary care physician because you rarely go to a medical office, now it is a great time to find one! Search for an office that is close to your home, and that has hours that work with your schedule. A good reputation is very ... More

Honesty and Life Insurance

So many Americans are worried they will not qualify for life insurance because they have what is called a pre-existing condition, a health issue they had before applying for life insurance coverage. Some examples of those are heart disease, cancer, high cholesterol, diabetes, sleep apnea, high blood pressure, and obesity. Don’t let fear ... More

Advantages of a Group Policy

Having a group policy has a few advantages, compared to an individual life insurance policy. Individual life insurance policies allow you to choose the company, plan and features of that plan that makes the most sense for you and/or your family. You'll likely need to buy this through an insurance agent or insurance broker, which means you'll ... More

Time to Think

There are a lot of options when it comes to choosing life insurance for you and your family. You want to make sure you not only choose the insurance provider with the right features that make the most sense for you but also choose from a reputable company so you don't risk getting scammed or screwed over. Here are a few tips to ensuring ... More