Homeowners Insurance


How to Know if You Need Flood Insurance on Your Homeowner’s Insurance Policy

Typically, your homeowner’s insurance policy will not include flood insurance. However, that doesn’t mean you don’t need it. Since this added coverage is becoming more and more costly, you need to be thoughtful about whether it’s right for you. Below, we’ll take a look at three questions that will help you know whether flood ... More

Homeowner’s Insurance: Four Things to Know About Your Policy

Few things are more important in the realm of financial protection than having a solid homeowner’s insurance policy. In the event of a tornado, fire, theft or other unforeseen disaster, you’ll need a policy in place to safeguard against draining your savings and upending your financial goals. However, not all insurance policies are the ... More

How to Get Approved for a Home Loan

For those looking to get a home mortgage loan, here is what you can do. Come with a good or excellent credit score. Use cash for a down payment. Stay at your job for stability. Get rid of any debt. Recognize your budget. Image via Money Crashers. More

Homeowner’s Insurance 101: The Essentials You Should Know

All homeowners should have an insurance policy on their residence, as this is a key step in protecting both your finances and your dream home. If a disaster should strike, such as tornado, fire or theft, you’ll need a policy in place to safeguard against draining your life savings or taking on enormous debt in order to repair structural ... More

What Are Construction Loans?

For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Of course, it's a difficult endeavor to set out on to try and figure out how to build a house by yourself; it'll be a difficult road, for sure, but it'll be way more worthwhile in the end.  Instead, you’ll likely ... More

Mortgage Loans That Get Denied

No one wants to deal with taking out a mortgage loan and having it denied. Of course, it's never the ideal situation to apply for a loan and then receive a rejection for it. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. It shows that more often people with lower credit ... More

The Homeowner’s Insurance Misconception You Want to Avoid

According to the Federal Emergency Management Agency (FEMA) just a single inch of water inside your home can cause $25,000 worth of damage. Are you covered in the event of a flood? Many homeowners are under the dangerous misconception that standard homeowner’s insurance covers flood damage. However, the opposite is true – most policies ... More

How to Know When Flood Insurance Is Worthwhile

The typical homeowner’s insurance policy does not include flood insurance, but that doesn’t mean you don’t need it. Still, this added coverage is becoming more and more costly, so you need to be thoughtful about whether it’s right for you. Let’s examine how to know whether flood insurance is a worthwhile addition to your homeowner... More