Homeowners Insurance


Things To Know About Private Mortgage Insurance (PMI)

Buying a home is exciting, but you need to look at your financial position and understand how much house you can afford before making your final decision. However, you might have heard about private mortgage insurance if you're interested in getting financial help during the home-buying process. What Exactly Is Private Mortgage Insurance? ... More

Factors That Determine How Home Insurance Rates Are Calculated

When shopping for homeowners insurance, you may be wondering how the insurance company determines your rate. Many factors could affect your home insurance premium. Here are some of the factors insurance companies consider when calculating your premium: The location of your home Your home address can significantly impact the cost of your ... More

Common Mistakes First-Time Homebuyers Make When Buying Home Insurance

When you're buying your first home, there are many things to think about – and home insurance is one of them. Unfortunately, many first-time buyers make mistakes that can cost them down the road regarding their insurance policy. Here are common mistakes first-time homebuyers make when buying home insurance. Not Shopping Around for Home ... More

Bundling Insurance Policies Together

When people think about insurance coverage, they think about the different types of coverage that are necessary for them. Many people have car insurance, health insurance, and homeowners or renters insurance but do you know that you can bundle all these policies together to get a discount. You just need to make sure that the company you are ... More

Why Consider an Umbrella Insurance Policy

If you already have a home, car, health, life, and disability insurance as part of a strategic protection plan for yourself and your assets, you might not believe that you still need another type of insurance. But the truth is, the more your net worth grows, the more complex your financial situation gets, and — the more pressing it becomes ... More

How Does Working From Home Affect Home Insurance?

If you are thinking of switching to a home office, or if your company is going remote, you might want to read on from here. The coronavirus pandemic aided the acceleration of remote work culture. With many top companies already on board with this, employees are gradually taking the initiative and making the best of their new work-life from ... More

IMPROVING YOUR HOMEOWNERS INSURANCE

Your home is a great investment. We experience much joy when we finally become homeowners. Then we do everything to ensure that we get the best of this experience moving forward. To start with, homeowners insurance is a need, not a luxury. And you may not even need to own a home to get one. Some landlords may require you to have renters ... More

UPGRADING YOUR HOMEOWNERS INSURANCE

As you live in your home and make the best of it, it becomes paramount to make changes and renovations to make it a better place to live in. But the danger of underinsurance is possible when you do not make the right moves to guarantee a homeowners insurance upgrade. These renovations and changes may reflect a higher cost for your insurance, ... More

EASY INSURANCE FOR STUDENTS

The hunger for learning sometimes takes us far away from home. This is the situation students around the world face. With these looming uncertainties, you can get insurance as a way to cover yourself against unplanned expenses. Unplanned spending due to risks and damages hurt our budget and our purse. It dents the plan. So, do you have a home ... More

Recent Weather Risks: A Worry For Many Homeowners

Floods are very damaging weather conditions to many homes. Climate change reports point to even worse weather conditions in the coming future. There have been frequent cases of severe floodings, causing damages and huge losses to many homeowners. This has reinforced the need for home insurance in many. However, you must read between the lines ... More