What comes next can be confusing if you’re hit by another car. Should I call the police? Should I call my own insurance company? What about medics? All these can make your head spin! But don’t worry; we’re here to help you. This post will discuss why you should contact your insurer after a car wreck.
Reasons To Call Your Insurance Company
Many people are unsure of what to do after they’ve been in a car wreck. Should you contact your insurance company? The answer to this question depends on the severity of the car accident. If there is significant damage to your vehicle or you suffer injuries, you should contact your insurers as soon as possible to notify them of the accident.
Even if there is no major damage, it’s still a good idea to call your insurance company and give them a heads up. They may have their own procedures that need to be followed to process your claim. By calling your insurance company immediately, you can ensure that everything is handled smoothly.
What To Expect When You Call Your Insurance
When you call your insurance after you’ve been in a car wreck, you can expect them to ask for basic information about the accident, such as when and where it occurred. Next, the agent will ask for your account number and policy number. They may also ask for copies of any medical records or police reports related to the accident. Once you provide this information, they can look up your policy and determine what coverage applies to the accident.
You must be honest and accurate when providing this information, as misrepresentations could jeopardize your claim.