Having a savings account is absolutely important and necessary, especially to help you in emergency situations and provide a cushion that you can fall back on in case you lose your job or need to pay a large expense unexpectedly. But it can be hard to force yourself to save. A lot of people find themselves in the trap where they keep saying, “Next time.”
One thing that you can do is set up automatic deposits into your savings account from your direct deposits. This will allow you to be accountable and will make sure that you have that very necessary savings account set up.
