How to Know When Flood Insurance Is Worthwhile

The typical homeowner’s insurance policy does not include flood insurance, but that doesn’t mean you don’t need it. Still, this added coverage is becoming more and more costly, so you need to be thoughtful about whether it’s right for you. Let’s examine how to know whether flood insurance is a worthwhile addition to your homeowner... More

What to do Before Applying for Life Insurance

The best thing to do before applying to a life insurance policy is to go see your doctor. If you do not have a primary care physician because you rarely go to a medical office, now it is a great time to find one! Search for an office that is close to your home, and that has hours that work with your schedule. A good reputation is very ... More

Honesty and Life Insurance

So many Americans are worried they will not qualify for life insurance because they have what is called a pre-existing condition, a health issue they had before applying for life insurance coverage. Some examples of those are heart disease, cancer, high cholesterol, diabetes, sleep apnea, high blood pressure, and obesity. Don’t let fear ... More

Easy tips for Healthy Eating

People always talk about eating healthy, and so many times the word “diet” is brought in. Many don’t understand that what it truly means is a lifestyle change and not a quick fix to a health and weight problem. If you can’t imagine yourself eating in a certain way for years, don’t even start it because it will not last. Diets that ... More

Advantages of a Group Policy

Having a group policy has a few advantages, compared to an individual life insurance policy. Individual life insurance policies allow you to choose the company, plan and features of that plan that makes the most sense for you and/or your family. You'll likely need to buy this through an insurance agent or insurance broker, which means you'll ... More

Time to Think

There are a lot of options when it comes to choosing life insurance for you and your family. You want to make sure you not only choose the insurance provider with the right features that make the most sense for you but also choose from a reputable company so you don't risk getting scammed or screwed over. Here are a few tips to ensuring ... More

Read and Review

Many things can change in a year, so when it's time to renew your health insurance policy, don't just auto-renew it. You'll want to make sure you look into all the different options and don't end up pigeonholing yourself into a policy that no longer works for you. Your circumstances and needs may have changed recently, or perhaps you have a ... More

Learn your New Plan

The worst thing you can do with a new insurance plan is to assume that it is just like your previous one. Even if you are paying the same monthly premium, plans can have big differences between them. When you sign up for a new plan, learn it and know your rights and conditions. It can make a big difference in your pocket if you go about a ... More

Red Car Auto Insurance Myth Debunked

There’s probably a pretty good chance you’ve heard the myth that red cars cost more to insure than vehicles of any other color. “For years there has been a notion that color plays a significant part in calculating insurance premium costs, many people believing that red cars cost more to insure because they are linked to aggressive ... More

Allstate Now Offering Auto Insurance for Uber Drivers

Allstate announced on Wednesday that it will now be offering auto insurance plans for drivers who pick up passengers via apps like Uber and Lyft. This is a massive relief for the drivers, who are usually victims to the gig economy, which is a way that employers can avoid giving its drivers things like insurance. Many drivers have complained ... More