How to Pay Less for Health Insurance Costs

Finding affordable health care coverage is important for both individuals and families. Having coverage prevents unexpected medical costs from causing financial strife and immense debt, yet it can be expensive to pay for a monthly health plan, too. In this resource, you’ll find ten ways to pay less for your healthcare plan. Image via ... More

Personal Finance Advice: What to Do if Your Mortgage is Underwater

We all make personal finance mistakes sometimes, and if you owe more on your home than what you could sell it for in the present market, it’s called an “underwater mortgage.” The situation can seem hopeless – pouring money into a property that will not yield a financial benefit, and which could actually damage your finances instead. ... More

Options for Health Care Coverage While You’re Unemployed

Being unemployed is certainly worrisome on multiple accounts, but one major concern is access to health insurance when you don’t have an employer’s health plan available to you. This can be especially troubling if you have a family who relies on you for coverage. Rest assured, there are options available to you. Read on to learn more. ... More

How to Successfully Switch Car Insurance Providers

There are a multitude of competing car insurance companies these days, and each tries to win customers with special deals and opportunities. For this reason, it’s often worth your while to switch companies to cash in on extra savings. However, you want to make sure you switch in the proper way. Here are the tips you need to switch car ... More

How to Check Your Credit Score Annually

Having a good credit score can save you thousands of dollars on loans and interests rates throughout your life, but how do you know your score? Every American is entitled to check their score for free annually, and it’s available in multiple places, too. Check out the details by clicking below. Image via Unsplash/NordWood Themes Con... More

Common Home Finance Mistakes to Avoid

Buying a home is a dream for millions of Americans, and it is within reach for many. Still, it can sometimes feel like an uphill battle to save for a down payment and make your homeownership dreams a reality. If you want to avoid common roadblocks to success, the experts say you should ensure you’re not making any of the following three ... More

Universal vs. Term Life Insurance: Which is Better for You?

Buying life insurance presents a very specific question: are you better off with a universal policy or a term policy? Since your situation is unique, it’s crucial to understand the pros and cons of both types of life insurance so that you can make the decision that suits your family and your financial needs. Read on to learn more. Image ... More

Homeowner’s Insurance Essentials for First-Time Buyers

By law, all homeowners should have an insurance policy on their residence, as this is a key step in protecting both your finances and your dream home. If a disaster should strike, such as tornado, fire or theft, you’ll need a policy in place to safeguard against draining your life savings or taking on enormous debt in order to repair ... More

Secrets About Health Insurance Only the Experts Know

The world of health insurance can be convoluted and confusing for those of us outside the profession. However, there is much to be learned from experts. Click through to learn four secrets about insurance companies, benefits and more. Image via Unsplash/krakenimages Continue to original source. More

Four Money Habits to Model for Your Children

Studies have shown that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about ... More