How to Run a Credit Check

If you're a small business owner and find yourself in a situation where you need to run a credit check on a potential customer, it's actually quite an easy process. If you sign up for an account under Experian as a small business owner, all you need to do is provide the customer's name and email address, and you'll receive a report. More

Things to Know Before Applying For a Second Mortgage

A second mortgage usually refers to an additional home loan on the same property on which you already have one mortgage. If you own a home and find yourself in need of an infusion of cash – say, to pay for a wedding or unexpected medical expense – a second mortgage may be the right tool for you.  As with any financial scenario, each ... More

Six Auto Insurance Secrets Revealed

Every driver wants to make sure they’re getting the best deal on car insurance, but dealing with providers can be a bit of a tricky business. Check out the below secrets from the car insurance industry to get up to speed before you sign for your next car insurance policy. Secret #1: Car Rental Agencies are Trying to Sell You Coverage You ... More

Tips for Improving Your Personal Finance

Want some tips for how to improve your personal finance? Read on for the best tips: Contribute regularly to a retirement fund and savings. Stick to a budget. Pay off all outstanding debts. Review insurance coverage. Invest. More

Four Personal Finance Tips to Teach Your Children

We develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children about money. Below are four lessons ... More

Top Personal Loans for Good Credit

If your credit score is 600 or higher, then these are some top-rated personal loans to look into: LightStream Marcus by Goldman Sachs Payoff SoFi Best Egg LendingClub Discover Personal Loan More

Three Tips for Getting the Best Rates on Life Insurance

If you have debts greater than your cash savings, it’s smart to get life insurance. This protects your family in the event you die before, say, paying off your student loans or credit card debt. With so many life insurance options on the market, it’s easy to find one that suits your needs and your budget, too. However, getting the best ... More

Free Credit Reports

If you're considering getting a new credit card or taking out a loan, you'll need to have a high credit score. And to do that, you need to keep your finances in check and pay off bills in a timely fashion. Here is how you can get a free credit report: Visit: Call: 1-877-322-8228 Mail an Annual Credit Report ... More

Credit Report Checklist: What to Look For

Financial experts recommend checking your credit report once per year, and it’s such an essential step to your financial health that it’s available annually for free. Still, many people are left wondering what to do next. Once you’ve accessed your credit report, what should you look for? The basic answer is errors, and here’s where ... More

How to Use Credit Cards

If you don't have experience with credit cards, you'll want to make sure you keep a few of the following tips in mind: Look into cars that offer rewards and perks. Keep yourself 30% under your credit limit. Don't miss any of your monthly payments. More